Safety Measures For The Handling Of Cheques

ICICI Bank Customer Education Series

1. When writing cheques, use permanent ink, write clearly without leaving any blank spaces, and cross the cheque "A/c payee" before signing it.

2. Follow the practice of periodically tallying the cheque numbers with the amounts on your passbook or bank account statement. Also, verify that the unused cheque leaves are intact.

3. Keep your cheque book in a safe place when not in use, separate from credit cards, ATM cards or any documents that bear your signature.

4. Count the leaves of a new cheque book as soon as you receive it.

5. If you fail to receive the cheque book you requested within a reasonable time, check with the bank.

6. Report lost or missing cheques to your bank immediately along with the serial numbers of the lost/missing cheques.

7. If you close a loan or choose not to avail of it, take your unused cheques back from your bank.

8. If you close your account, return all unused cheques and requisition slips to the bank.

When using a drop box to deposit a cheque, make sure to choose a drop box that belongs to the bank in which the payee's account is held.